Reduced health and lifestyle review available to new hires. Process includes a simplified health questionnaire on the application and a pharmacy screen. No medical records to review without cause and no telephone or face-to-face interview.

No gender-based pricing which means applicants do not pay higher premiums based on their gender.

Benefits received are tax-free.

Discounted premiums are available to couples applying together.

All plans are fully portable. If you are terminated, leave your job or move to another state, you can take your plan with you.

Comprehensive coverage in your home, your community, assisted living facility or nursing home.